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Criteria

Written, applied identically to every applicant.

1. Income: gross household monthly income ≥ 3× rent, combined household income allowed. Proof: recent pay stub, offer letter, or benefits letter. Self-employed or cash income: 3 months of bank statements (account numbers may be blacked out).
2. Landlord reference: a current or recent landlord (within 2 years) confirms no evictions and no unpaid balance.
   • First-time renters (no landlord history): accepted at the same 3× income bar. Provide a mortgage statement if a prior homeowner.
3. Valid government photo ID matching the applicant's name.